There are sound legal strategies to totally avoid having the face amount of your life insurance from being included in your estate. There are also new strategies to minimize or eliminate the tax bite from your IRA if you want to bail out of a traditional IRA and move into the new Roth IRA. This is one of the more advanced estate planning strategies that require the work of a team of highly experienced and knowledgeable estate planning practitioners. The results are extremely rewarding.
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