Question 6

    A very scary and alarming fact of life is that almost one out of every two seniors over age 65 will have to spend some time in a nursing home.  The costs of nursing homes now range from $45- $55,000 dollars a year in rural areas, in metropolitan areas the range is much higher ranging from $75,000 to more than $100,000 a year.  Fifty years of hard work, sacrifice and savings can be lost in just one to 3 years if a family member has to go to a nursing home. Proper planning working with a team of legal and financial professionals could avoid all this.